Real Estate :: Positive Cash Flow

Cash Flow is whatever income you receive over and above your monthly expenses. Real estate is one of the few types of investment that can not only carry whatever debts might be incurred by originally securing it, it can often be set up to generate a positive monthly cash flow. This creates monthly income for the investor. It can also improve the ability to borrow money for additional investments in the future.

Please feel free to use our Cash Flow calculator bellow:

Income
Regular Income:
Enter your net monthly income here (income after taxes). If you are married add your income and your spouses.
Other Income:
Enter any extra monthly income you might make from a night job, royalties, etc.
Expenses
Rent or Mortgage:
Enter your monthly rent or mortgage payment here.		 Car Payment:
If you have a car loan(s), enter the total monthly payment(s) here.
College loans:
If you are making payments on a college loan, enter the payment here. 		Other loans:
If you make monthly payments on other loans for furniture, boats, appliances, etc.
Charitable Contributions:
If you give monthly to church, charity, or other organization.		 Insurance:
If you make monthly payments on any type of insurance, enter the amount here.
Groceries:
Enter the amount you spend per month on food at the grocery.		 Eating Out:
Enter the amount you spend per month on food at restaurants, vending machines, etc.
Gasoline:
Enter the amount you spend per month on gasoline.		 Electricity:
Enter your average monthly electric bill here.
Gas:
Enter your average monthly natural gas bill here.		 Water/Sewer:
Enter your average monthly water bill here.
Telephone:
Enter the amount you spend on local and long distance phone service.		 Clothing:
Enter the amount you spend on clothing per month.
Habits:
If you smoke, play the lottery, etc. on a regular basis.		 Cable TV:
If you have cable enter your monthly bill here.
Cellular phone or beeper:
If you have a cell phone or beeper and pay a monthly bill on it. 		Entertainment:
Average monthly expenditure on entertainment: movies, videos...
Medical:
If you spend money monthly for medicine, or medical insurance. 		Other:
Enter here anything else you can think of that you typically pay on a monthly basis.

   

Total Income:
This is your total income per month.
Total Expenses:
This is the total amount of money you spend per month on expenses.
Loss or gain:
This number is total income minus total expenses, and indicates your positive or negative cash flow. A positive number indicates that you make more than you spend and therefore are able to save money each month. A negative number indicates that you spend more than you make and are therefore borrowing money each month.